🚀 Quick Overview
Cash App allows users to choose between a Personal account (for friends and family payments) and a Business account (for selling goods/services). Business accounts have fees on payments received. If you want to avoid those fees or you don’t need the business features, you can switch back to Personal easily in the app.
✅ Why Switch from Business to Personal on Cash App?
- Avoid receiving fees on payments (usually ~2.75%)
- Use Cash App only for friends and family
- Simplify taxes by not mixing personal with business income
- Have a more casual payment experience
✅ Step-by-Step: Change Business to Personal Account
- Open the Cash App on your phone.
- Tap your profile icon in the top right corner.
- Select Personal (or “Account Settings” depending on version).
- Look for Change Account Type or Switch to Personal.
- Follow the on-screen instructions to confirm the switch.
- You may get a confirmation email or app notification once complete.
Note: If you don’t see the option, you may need to contact Cash App support in the app and request they change it manually.
✅ Pro Tips
- ✅ Check your payment history—Business transactions may have fees that won’t be refunded.
- ✅ Make sure your app is updated to the latest version to see all settings.
- ✅ If you don’t see the switch option, go to Support in Cash App and ask them to downgrade your account.
✅ Final Thoughts
Switching from Business back to Personal on Cash App is easy, but not always obvious. It’s a great way to avoid extra fees if you're not actually selling anything. For more Cash App guides and tips, explore our other articles below!